Investments

Growing our surplus to support the company and our policy holders is our mission

Across all asset classes, we are focused on investing in quality businesses with a favorable risk/reward profile. The synergies between the corporate structure of mutual insurance company and our investment philosophy, which focuses on a long-term investment horizon, are powerful. The patient capital of FM allows us to execute our investment process and carry out our mission in a way that other investment companies simply cannot. The ability to think beyond short-term returns allow us to focus on good businesses over the long term and that is what makes it fun! Ultimately, this allows us to produce investment returns that further strengthen the company.

Chip—Sector Portfolio Manager—Employee since 1998

I play a part in building a bright future that can weather any storm.

Many times, the safety of entire communities is influenced by our work. On one project in Florida, I worked with a client to make sure a critical 911 communications facility would be operable during and after a Category 5 hurricane. Advising them on things like how to protect vital generator systems and helping them make cost-effective design decisions, I had a hand in building something truly substantial. In the end, our client was happy to have a partner that understood and worked with them to meet their unique needs.

Gabriel—Engineering Specialist—Employee Since 2007

SOMETIMES THE BIGGEST IMPACTS ARE MADE FROM THE INSIDE OUT.

We may be in the business of protecting assets against property losses, but it's the intellectual power of our internal research teams and the predictive data they produce that enable us to be the best at what we do. From designing and analyzing experiments for our fire team, to predicting loss probability based on engineering data—our research blends statistics, applied mathematics, operations research and engineering to analyze outcomes and protect our clients from unforeseen property loss. Here, making an impact by doing what you love is well within the realm of probability.

SACHIN—Account Manager—EMPLOYEE SINCE 2005

THERE'S OFTEN A FINE LINE BETWEEN POWER GENERATED AND POWER UNLEASHED.

Imagine a career in which you are visiting one of the world's largest underground hydropower plants one week, and crossing the Arctic Circle to inspect a lead and zinc mine the next. At FM, anything is possible. Backed by the company's nearly two centuries of experience, I help clients safeguard their businesses against disaster, aid in developing future standards and earn the trust and appreciation of my clients and employer. It's powerful stuff. And it makes what I do every day rewarding and exciting—even after 25 years.

JOANNE—Group Manager Field Engineering—EMPLOYEE SINCE 1987